Worldpay enables Paze, brings new levels of convenience and speed to online checkout


Accelerates nationwide merchant roll out of ultra-convenient online checkout

CINCINNATI, June 4, 2025 - Worldpay® and Early Warning Services have announced a new partnership at Worldpay’s annual client and partner event, Rethink, to enable PazeSM as a checkout option available to its merchants. Paze is an online checkout solution developed by Early Warning Services that is offered by leading banks and credit unions in the U.S. The convenient Paze checkout experience enables consumers to pay online with their preferred credit and debit cards via added security through tokenization, and seamless digital authentication.

“At Worldpay, we’re committed to giving merchants more choice and flexibility in how they serve today’s digital-first consumers,” said Cindy Turner, chief product officer at Worldpay. “By making new checkout options like Paze available to our merchants, we’re making it easy for them to offer convenient checkout that boost conversion and customer confidence because they don’t have to share card details directly.”

Leading banks and credit unions enable Paze for their eligible cardholders, and cardholders do not need to sign up or download an additional app to use the checkout option where available. Recent research from Worldpay found that 68% of consumers selected a checkout method based on convenience and 48% abandoned a cart due to too many steps to complete checkout.

“Paze was created to meet the rising demand for a fast and convenient digital checkout,” said Eric Hoffman, chief partnerships officer, at Early Warning Services. “Through this collaboration with Worldpay, we’re making Paze instantly accessible to thousands of U.S. merchants, supporting our goal of nationwide coverage. This will bring added convenience and added security through tokenization to the 150 million consumers that already have access to Paze through their bank or credit union they already know and use.”

Working together, Worldpay and Early Warning Services are bringing new levels of convenience and security to online checkout. Because purchases made using Paze utilize the network tokenization framework, the consumer’s credentials are more secure than traditional manual entry and merchants can experience higher authorization rates. Seamless checkout can increase conversion rates by reducing the steps and friction to complete a purchase.

Worldpay’s vast merchant network in the U.S. using hosted payment pages will soon see Paze as a checkout option, and others will be able to “turn on” Paze as a checkout option with limited integration needed.
 

About Worldpay

Worldpay is an industry leading payments technology and solutions company with unique capabilities to power omni-commerce across the globe. Our processing solutions allow businesses of all sizes to take, make and manage payments in-person and online from anywhere in the world. Annually, we process over 50 billion transactions across 174 countries and 135 currencies. We help our customers become more efficient, more secure and more successful. To learn more, visit worldpay.com or follow us on LinkedInInstagramX, and or Facebook.
 

About Paze

PazeSM is a reimagined online checkout solution that banks and credit unions offer to consumers and merchants, combining all eligible debit and credit cards into a single wallet and eliminating manual card entry. Solving long-standing challenges in e-commerce, PazeSM provides an easy experience for consumers and merchants alike. More than 165 million credit and debit cards have been added to the PazeSM checkout solution. To learn more about PazeSM, visit www.paze.com. PazeSM is operated by Early Warning Services, LLC, an innovator in financial and risk management solutions.
 

Contact
Siobhan Acha Derrington
Director of Public Relations
[email protected]

Guide

Paze and Merchant SDK Integration Guide

January 23, 2025

Interested in learning what it takes to implement Paze? The PazeSM Merchant SDK empowers merchants to provide customers with a fast, convenient checkout. By using the SDK, e-commerce sites can simplify payment collection, support tokenized data, and offer a user-friendly wallet interface to streamline transactions.

Key Features

  1. Quick Integration – Set up the Paze SDK to display a branded wallet interface that integrates seamlessly into your site, without complex backend modifications.
  2. Added Security – Through tokenization, Paze ensures that actual card numbers are not shared with merchants, which may help to reduce fraud risk.
  3. Enhanced User Experience – Paze adapts to eligible users automatically, offering them a fast checkout with their saved information.

Read our guide to get a step-by-step SDK overview, learn what it takes to get started, understand Paze APIs and SDK interactions, and more.

Why Digital Wallet Integration is a Team Effort for Merchants

Webinar

Why Digital Wallet Integration is a Team Effort for Merchants

December 11, 2024

In today's fast-paced digital world, digital wallets have become an essential tool for consumers to make seamless and secure payments. For merchants, integrating digital wallets into their checkout processes offers numerous benefits, including increased customer satisfaction, reduced checkout friction, and higher conversion rates. However, successful digital wallet integration requires a collaborative effort from various stakeholders.

In our recent webinar, "Why Digital Wallet Integration is a Team Effort for Merchants," we explored the key factors that contribute to a successful integration process.
 

Key Takeaways from the Webinar

  1. The Power of Partnership:
     
  • Merchant-Partner Collaboration: A strong partnership between merchants and service providers, technical integrators, banks, and merchant acquirers is crucial.

"Deluxe systematically enables Paze across all our merchants who use our payment platform gateway. Our strategic integration with Paze ensures businesses of all sizes can adopt and benefit from this digital wallet, enhancing the payment solution for both existing and new merchants."

- Jeff Willingham, vice president, product development at Deluxe

  • Direct Financial Institution Partnerships: Establishing direct relationships with financial institutions can streamline the integration process and enhance security.

"Payments is really at the heart of how consumers see their relationship with their financial institution. We’re super excited to have millions of Chase customers have Paze enabled for their credit and debit cards."

- Saad Khatri, managing director, payments at Chase
 

  1. Navigating the Technical Landscape:
     
  • API Integration: Understanding API integration and its complexities is essential.

"Unlike other mobile wallets where consumers have to provision their debit and credit cards to a mobile wallet, our bank issuers on the platform load eligible cards directly through APIs that are exposed by Paze. Since Paze leverages tokenization services by the networks, issuers are already ready to use Paze and to participate in the program by managing tokens using the lifecycle management rails with the networks."

- Eric Hoffman, chief partnerships officer at Early Warning Services/Paze

  • Security Considerations: Prioritizing security measures is paramount to protect sensitive customer data.

"The safety of us employing Paze for checkout is that it’s going to dramatically cut back on chargebacks. It’s going to cut back on fraud. It’s going to cut back on our cost structures, and it’s going to expand our acceptance. We’re passionate about how to expand and leverage our payment opportunities so that we can optimize our customers’ choice. All customer credentials are fully loaded and staying with Paze. We at Fanatics don’t want any relationship with holding cardholder data information. We’d rather have somebody else hold it for PCI compliance. And so, we’re very excited about the opportunity in working with Paze and to see how this is going to be a part of the customer’s journey."

- Doug Raymond, SMD, head of payment strategy at Fanatics
 

  1. Optimizing the User Experience:
     
  • Seamless Checkout: A smooth and intuitive checkout experience is key to driving customer satisfaction.
  • Mobile Optimization: Ensuring compatibility with mobile devices is essential in today's mobile-first world.

"The number one piece for us is the delightful customer experience we want to provide from a checkout perspective."

- Doug Raymond, SMD, head of payment strategy at Fanatics


By recognizing the importance of collaboration, technical expertise, and a focus on user experience, merchants can successfully integrate digital wallets like Paze into their checkout processes.

Curious to learn more about the different players in the Paze ecosystem? Read our latest report.

Commissioned by Early Warning Services, LLC, owner of the PazeSM checkout solution

Subscribe to